Prepaid Debit Cards: A Money Option

Traditionally, people think of banks as a place to put your money, and credit cards as a way to spend it, with debit cards being an interesting hybrid. They spend like a credit card, but draft out of your bank account. For many consumers, though, none of these options are good. Many people have difficulty tracking their spending with a debit card, and many don’t even qualify for a checking account. If this is you, don’t panic! You have other options.
Announcing a Prepaid Debit Card ready to save the day! Prepaid Debit Cards come in many varieties, depending on what your needs are. If your employer wants you to set up direct deposit, but you can’t get a bank account, there is a prepaid debit card that would be perfect for you. If you want a way to do some online spending, but don’t like to deal with banks or credit card companies, you can use a prepaid debit card. Load up once, spend when you need to, and then reload if you need to spend more. If you are tired of bank fees, credit card fees, interest charges, and so forth, you can get a prepaid debit card with a one-time fee and then never pay fees again. No matter what your needs, if the banks don’t like you, or you don’t like them, there is probably a prepaid debit card that would be perfect for you.
Prepaid debit cards are a great way to control your budget, too. Ever try sticking to cash spending, only to find that all your cash disappears? Consider getting separate prepaid debit cards for each budget category, and use them to control your spending. Prepaid debit cards can be a great way to better control your finances. In short, prepaid debit cards can definitely come to your rescue!  There are several ads and links here for you to click on and sign up for a prepaid debit card that can be reloaded time and time again and most can be funded from your bank account.

Some people want to keep some of their spending private from say the eyes of a spouse or significant other who might open and read their credit card statement. We’re not going to list what this spending might entail, but suffice to say, even if some merchants provide generic sounding names for purchases, a curious or suspicious spouse might want to know what the spending is all about.
A prepaid card offers a measure of privacy in that no bank statement is mailed to your house. You check your account by logging in to your account online. So you don’t generate a “paper trail.” Only you have access to your transaction history.
You can also set up direct deposit to have a chunk of change put on the card at regular intervals. This might be your “mad money” or “hobby fund.” It’s apart from your finances, taken out before the rest of your pay is recorded into your bank account as a deposit. Thus, somebody looking at your bank statement won’t know that you have already set aside your own private spending funds.

Sign up for one or for several.  Many require an initial load of only $40 and then after that load what you want up to a total of up to $10,000.  Remember to read the Terms & Conditions and only sign up for the ones that will meet your own personal needs.

CherokeeFinancialinc.com