Saving your hard earned money by making wise decisions about your finances shouldn't be rocket science! The purpose of this blog is to help you save money by choosing the right road for you, to increase your savings and make some money along the way as well by signing up for one or more Prepaid Debit Cards and receiving sign-up bonuses and referral commissions. Feel Free To Contact Us Anytime at: info@FreeDebitCardStore.com
Monday, September 27, 2010
Monday, September 20, 2010
NetSpend Cardholders Load More Than $1 Billion onto Prepaid Debit Cards in February
Increasing Number of Cardholders Using Direct Deposit
March 04, 2010 04:56 PM Eastern Daylight Time
AUSTIN, Texas--(EON: Enhanced Online News)--NetSpend, a leading provider of prepaid, reloadable debit cards, announced today that the company’s cardholders loaded a record $1.04 billion onto their NetSpend prepaid cards during the month of February — marking a company and industry first. The NetSpend card is designed to be a more convenient and less expensive financial alternative to cash and traditional banking products for the approximately 60 million un- or underbanked consumers in the United States.
“We believe we are more effective than our competition when it comes to banking the unbanked. Empowering these consumers with the convenience, security and freedom of being ‘self-banked’ is the mission that motivates all of us at NetSpend.”
Most of the $1.04 billion was loaded by cardholders who chose to have their paychecks, government benefits and tax refunds electronically deposited onto the card. This reflects the trust customers place in NetSpend as they look to the card as an alternative form of banking rather than a simple alternative to paying with cash.
“The continued increase in volume is clear evidence that more and more consumers in this country are embracing the convenience and value of NetSpend’s self-banking solution,” said Dan Henry, chief executive officer at NetSpend. “We are immensely proud of the work we have done and we are thankful to all of our partners who help us serve and empower our customers.”
NetSpend believes it provides the self-banked consumer with unparalleled convenience. With more than 90,000 reload locations throughout the country, free direct deposit, free Anytime Alerts and free card-to-card money transfers, NetSpend cardholders have access to the most product features of any prepaid debit card in the industry.
“All NetSpend cards are Visa or MasterCard branded and are issued by FDIC-insured, regulated financial institutions,” said Henry. “We believe we are more effective than our competition when it comes to banking the unbanked. Empowering these consumers with the convenience, security and freedom of being ‘self-banked’ is the mission that motivates all of us at NetSpend.”
About NetSpend Corporation
NetSpend Corporation is one of the leading providers of prepaid debit cards in the United States. A pioneer in the industry since its inception in 1999, NetSpend prepaid debit cards give financial freedom and convenience to the more than 60 million underbanked consumers in the United States. NetSpend is the only company in the prepaid debit industry to offer an end-to-end solution for consumers and merchants with a proprietary processing platform, card fulfillment, customer service and risk management capabilities. More information about the company can be found at NetSpends Website or by following the company on Facebook or Twitter.
About MetaBank™
MetaBank is a federally-chartered savings bank regulated by the Office of Thrift Supervision. Meta Financial Group, Inc.® is the holding company for MetaBank, Meta Payment Systems®, and Meta Trust Company®. For more information, visit www.bankmeta.com.
NetSpend Savings Accounts are issued by Inter National Bank, member FDIC. Interest is calculated on the average daily balance of your Savings Account and paid quarterly.
†Annual Percentage Yield (APY) is accurate as of January 1, 2009. No minimum balance is necessary to open the account or obtain the yield. Fees could reduce the earnings on the account. This is a promotional rate. Rates are subject to change without notice.
Contacts
NetSpend Corporation
Brad Russell, 512-539-5932
brussell@netspend.com
March 04, 2010 04:56 PM Eastern Daylight Time
AUSTIN, Texas--(EON: Enhanced Online News)--NetSpend, a leading provider of prepaid, reloadable debit cards, announced today that the company’s cardholders loaded a record $1.04 billion onto their NetSpend prepaid cards during the month of February — marking a company and industry first. The NetSpend card is designed to be a more convenient and less expensive financial alternative to cash and traditional banking products for the approximately 60 million un- or underbanked consumers in the United States.
“We believe we are more effective than our competition when it comes to banking the unbanked. Empowering these consumers with the convenience, security and freedom of being ‘self-banked’ is the mission that motivates all of us at NetSpend.”
Most of the $1.04 billion was loaded by cardholders who chose to have their paychecks, government benefits and tax refunds electronically deposited onto the card. This reflects the trust customers place in NetSpend as they look to the card as an alternative form of banking rather than a simple alternative to paying with cash.
“The continued increase in volume is clear evidence that more and more consumers in this country are embracing the convenience and value of NetSpend’s self-banking solution,” said Dan Henry, chief executive officer at NetSpend. “We are immensely proud of the work we have done and we are thankful to all of our partners who help us serve and empower our customers.”
NetSpend believes it provides the self-banked consumer with unparalleled convenience. With more than 90,000 reload locations throughout the country, free direct deposit, free Anytime Alerts and free card-to-card money transfers, NetSpend cardholders have access to the most product features of any prepaid debit card in the industry.
“All NetSpend cards are Visa or MasterCard branded and are issued by FDIC-insured, regulated financial institutions,” said Henry. “We believe we are more effective than our competition when it comes to banking the unbanked. Empowering these consumers with the convenience, security and freedom of being ‘self-banked’ is the mission that motivates all of us at NetSpend.”
About NetSpend Corporation
NetSpend Corporation is one of the leading providers of prepaid debit cards in the United States. A pioneer in the industry since its inception in 1999, NetSpend prepaid debit cards give financial freedom and convenience to the more than 60 million underbanked consumers in the United States. NetSpend is the only company in the prepaid debit industry to offer an end-to-end solution for consumers and merchants with a proprietary processing platform, card fulfillment, customer service and risk management capabilities. More information about the company can be found at NetSpends Website or by following the company on Facebook or Twitter.
About MetaBank™
MetaBank is a federally-chartered savings bank regulated by the Office of Thrift Supervision. Meta Financial Group, Inc.® is the holding company for MetaBank, Meta Payment Systems®, and Meta Trust Company®. For more information, visit www.bankmeta.com.
NetSpend Savings Accounts are issued by Inter National Bank, member FDIC. Interest is calculated on the average daily balance of your Savings Account and paid quarterly.
†Annual Percentage Yield (APY) is accurate as of January 1, 2009. No minimum balance is necessary to open the account or obtain the yield. Fees could reduce the earnings on the account. This is a promotional rate. Rates are subject to change without notice.
Contacts
NetSpend Corporation
Brad Russell, 512-539-5932
brussell@netspend.com
Thursday, September 16, 2010
TOP TEN REASONS TO OWN ONE OR MORE PREPAID DEBIT CARDS
1. Paid Personal Referral Commissions. Refer your friends & family and earn money posted to your card.
2. Credit Rating. Protect your credit rating by using a card that is not linked to your master accounts.
3. Identity Theft Victims. When someone steals your identity, you need a more controlled way to spend.
4. Spousal Stipend. Some spouses need a better way to track their spending to control increased debt.
5. Online & Offline Spending. If you have $100 on your debit card that you're using to purchase things on and offline, a thief can't steal thousands from your personal account if they are able to obtain your card info.
6. Teenager Allowance Tracking. Giving a teenager a Debit Card is the better way to get them acclimated with spending wisely while they learn financial & personal responsibilities. Don't think that the school system is going to teach them what it took you years to learn--it's not going to happen.
7. Child entering into College. College is not the best time to rack up lots of debt while earning a degree. Using a Debit Card as a head start into the financial world, they will have a better understanding of spending and saving and you can always use the account to send them some money when the need arises and believe me, there will be occasions when you will have to send your child money.
8. Divorce. Divorce can be a nasty thing for anyone to go through, but why leave the relationship empty handed? Makes no sense for two people to split up and one get all the money and everything else it took years to build together. Sign up for several Debit Cards here if need be to protect your financial future and personal well being.
9. Cheating Mate. You and everyone else in the world wants to believe that our mates are faithful 100%, but the truth is quite the opposite at times. Regardless of your situation, you need to protect you and your children if your mate wonders and you find a divorce is just around the corner.
10. CA$H Heavy Personal Business. If you're in business for yourself and you are what they like to call Cash Heavy, meaning you have a lot of Cash paying customers, it is a good idea that you have a safe place or safe places to store your revenues while you continue your day to day business transactions. Get one Debit Card for Personal Usage and one Debit Card for Business expenses. Many of these Debit Cards have a high deposit limit of up to $10,000 with Direct Deposit and $5,000 with CA$H Deposits.
2. Credit Rating. Protect your credit rating by using a card that is not linked to your master accounts.
3. Identity Theft Victims. When someone steals your identity, you need a more controlled way to spend.
4. Spousal Stipend. Some spouses need a better way to track their spending to control increased debt.
5. Online & Offline Spending. If you have $100 on your debit card that you're using to purchase things on and offline, a thief can't steal thousands from your personal account if they are able to obtain your card info.
6. Teenager Allowance Tracking. Giving a teenager a Debit Card is the better way to get them acclimated with spending wisely while they learn financial & personal responsibilities. Don't think that the school system is going to teach them what it took you years to learn--it's not going to happen.
7. Child entering into College. College is not the best time to rack up lots of debt while earning a degree. Using a Debit Card as a head start into the financial world, they will have a better understanding of spending and saving and you can always use the account to send them some money when the need arises and believe me, there will be occasions when you will have to send your child money.
8. Divorce. Divorce can be a nasty thing for anyone to go through, but why leave the relationship empty handed? Makes no sense for two people to split up and one get all the money and everything else it took years to build together. Sign up for several Debit Cards here if need be to protect your financial future and personal well being.
9. Cheating Mate. You and everyone else in the world wants to believe that our mates are faithful 100%, but the truth is quite the opposite at times. Regardless of your situation, you need to protect you and your children if your mate wonders and you find a divorce is just around the corner.
10. CA$H Heavy Personal Business. If you're in business for yourself and you are what they like to call Cash Heavy, meaning you have a lot of Cash paying customers, it is a good idea that you have a safe place or safe places to store your revenues while you continue your day to day business transactions. Get one Debit Card for Personal Usage and one Debit Card for Business expenses. Many of these Debit Cards have a high deposit limit of up to $10,000 with Direct Deposit and $5,000 with CA$H Deposits.
Wednesday, September 15, 2010
Tuesday, September 14, 2010
Saturday, September 11, 2010
Using a Payday Loan for Vacation Expenses
Planning a much needed vacation can be exciting and can give you something to look forward to in the future. Depending on the vacation, it can be very important to ensure that you have a little extra cash on hand to cover any unexpected costs. Having extra money on hand can help your vacation go longer and smoother. For many, a great way to get extra money for a vacation is by using a payday loan to get the money now and then pay it back after the vacation. If a vacation is what you need and are ready to get away, then use a payday loan to help you get the extra money you need to finance your trip.
How Much Can I Borrow?
When you are taking a vacation one always is worried how much they are going to need and what they plan to spend. Depending on where your destination is, this may vary. Most of your money will go to eating out while you are on vacation and this can add up quickly, making your daily expenses more and more. Using a payday loan for extra expenses can help you cover costs and what you don't spend you can just bring back and use towards paying back your loan or other bills. How much you borrow can be up to you, most payday loan company's offer lending amounts from $100 to $1500, depending on your income. No matter how much you decide to borrow, you can rest assure that a payday loan can help you have a more relaxing, stress free vacation.
How to Use Your Payday Loan on Vacation
Once you have planned a vacation and have received a payday loan to help cover your expenses, now is the time to put your vacation money to use. Depending on what type of traveler you are and where your destination is, putting your money to use the appropriate way is important.
Here are some of the common vacation expenses:
* Plane Ticket
* Accommodations
* Dinning
* Souvenirs
* Admission Costs- Shows/Theme Parks/Parks/Museums/Exhibits
Being able to have the money you need for these expenses can be very relaxing and make your vacation a very enjoyable one.
Payday Loan Travel Limitations!
The great thing about a payday loan is that there are no limitations to where you can spend your money and how you spend it. The best thing is that you receive the requested funds and from there you are able to put them to use anyway that you like. Having this option allows you to enjoy your trip and put your borrowed money to use on things that you want without any limitations. Using your payday loan wisely is important, but it is also important to use it how you see fit that way you can enjoy your vacation.
To Fax or Not to Fax
To fax or not to fax, that is the question. Alright, you might be wondering more about that question, and that is why we are here. Let's talk a little bit about how you can go about faxing in a payday loan request, or if that is something that you even want to do. You need to know the possibilities of how every payday loan request will work out, so take your time and really get it done. You need fast cash relief, and that is what a payday loan will do. You should not settle for a poor experience when you can take your time and get everything done. Read on and make sure you get the fast cash that you truly want.
What Would You Fax In?
If you do not want to go into the payday loans store and get a loan, then sometimes companies will offer you the ability to fax information in. This means that you would have to fax in the application, a copy of your paycheck stub, proof you are a legal citizen, and proof of a bank account for transfer. This is a lot of things to fax over, so you need to make sure that you have a clear understanding of what they are going to want. The last thing you need to do is forget a valuable piece of information and hold up your process.
Should I Fax?
If you do not actually want to go into the store then this is a valuable method. It will allow you to just take your time and complete this process whenever you are ready. There are some people who have been really happy with the results that they have gotten thanks to fax payday loans. Like always you need to make sure that this is something that you want to do and something that you can handle correctly. If you do not want to fax then obviously you have some other options you can use to your payday loan advantage.
No Fax Needed
Faxing has really been replaced by the internet. People have found that they do not want to fax because they do not trust the fax machine as much as they trust the security on the internet. This is one of the big reasons why you might not want to fax, and you want to handle this some other way. Remember, you do not need a fax machine to do this, and there are some companies that will not even allow for faxes. Just take your time and make sure that you are safe, secure, and able to get the money that you really need.
Additional Resources: Please see ads to the right of this blog. They have been provided for you to help you better shop for the right payday loan for you and for your personal needs.
How Much Can I Borrow?
When you are taking a vacation one always is worried how much they are going to need and what they plan to spend. Depending on where your destination is, this may vary. Most of your money will go to eating out while you are on vacation and this can add up quickly, making your daily expenses more and more. Using a payday loan for extra expenses can help you cover costs and what you don't spend you can just bring back and use towards paying back your loan or other bills. How much you borrow can be up to you, most payday loan company's offer lending amounts from $100 to $1500, depending on your income. No matter how much you decide to borrow, you can rest assure that a payday loan can help you have a more relaxing, stress free vacation.
How to Use Your Payday Loan on Vacation
Once you have planned a vacation and have received a payday loan to help cover your expenses, now is the time to put your vacation money to use. Depending on what type of traveler you are and where your destination is, putting your money to use the appropriate way is important.
Here are some of the common vacation expenses:
* Plane Ticket
* Accommodations
* Dinning
* Souvenirs
* Admission Costs- Shows/Theme Parks/Parks/Museums/Exhibits
Being able to have the money you need for these expenses can be very relaxing and make your vacation a very enjoyable one.
Payday Loan Travel Limitations!
The great thing about a payday loan is that there are no limitations to where you can spend your money and how you spend it. The best thing is that you receive the requested funds and from there you are able to put them to use anyway that you like. Having this option allows you to enjoy your trip and put your borrowed money to use on things that you want without any limitations. Using your payday loan wisely is important, but it is also important to use it how you see fit that way you can enjoy your vacation.
To Fax or Not to Fax
To fax or not to fax, that is the question. Alright, you might be wondering more about that question, and that is why we are here. Let's talk a little bit about how you can go about faxing in a payday loan request, or if that is something that you even want to do. You need to know the possibilities of how every payday loan request will work out, so take your time and really get it done. You need fast cash relief, and that is what a payday loan will do. You should not settle for a poor experience when you can take your time and get everything done. Read on and make sure you get the fast cash that you truly want.
What Would You Fax In?
If you do not want to go into the payday loans store and get a loan, then sometimes companies will offer you the ability to fax information in. This means that you would have to fax in the application, a copy of your paycheck stub, proof you are a legal citizen, and proof of a bank account for transfer. This is a lot of things to fax over, so you need to make sure that you have a clear understanding of what they are going to want. The last thing you need to do is forget a valuable piece of information and hold up your process.
Should I Fax?
If you do not actually want to go into the store then this is a valuable method. It will allow you to just take your time and complete this process whenever you are ready. There are some people who have been really happy with the results that they have gotten thanks to fax payday loans. Like always you need to make sure that this is something that you want to do and something that you can handle correctly. If you do not want to fax then obviously you have some other options you can use to your payday loan advantage.
No Fax Needed
Faxing has really been replaced by the internet. People have found that they do not want to fax because they do not trust the fax machine as much as they trust the security on the internet. This is one of the big reasons why you might not want to fax, and you want to handle this some other way. Remember, you do not need a fax machine to do this, and there are some companies that will not even allow for faxes. Just take your time and make sure that you are safe, secure, and able to get the money that you really need.
Additional Resources: Please see ads to the right of this blog. They have been provided for you to help you better shop for the right payday loan for you and for your personal needs.
Identity Theft – How to Protect Yourself
Recent surveys show there are currently 7-10 million victims per year and it’s on the rise.
And yes, identity theft can happen to you or anyone else in your family. Consider the consequences for a moment.
You may not lose money, but you may very well end up with a damaged credit history. And a bad credit history impacts many aspects of your life.
Bad credit may prevent you from getting bank loans, credit cards, car loans, mortgages and more. In other words, through no fault of your own, lenders can start saying no to you. And it doesn’t help if you tell them about identity theft. What they’ll base their decisions on is your credit report.
And here’s the worst part. Victims of identity theft typically spend hundreds of hours getting things sorted out and repairing their financial status. This is a process that can go on for months; even a year or more.
Can you afford to take that kind of risk?
Criminals use a wide variety of methods to steal your information.
One way they do this is by calling you directly, pretending to be one of your creditors or from the Social Security Administration, and asking you to verify your credintials. Criminals obtain your name and phone number by reviewing the classified ads.
Identity thieves obtain credit it your name, get mortgages to buy houses--only to later forge documents and resell the house leaving you with a mortgage company coming after you for payment and it will cost you your good credit rating while you're trying to prove you didn't apply or obtain the mortgage in the first place.
How to prevent or minimize the impact of identity theft.
While you cannot always prevent identity theft, you can take an important step to ensure that you don’t become a long time victim.
You need to be aware when it starts happening, not months later when your credit history is in ruins.
The most effective way of doing this is to check your credit report at several times a year. If you are a victim of identity theft you will catch it early by checking your credit report regularly.
And the sooner you find out, the faster you can stop the criminals and repair the damage.
It's time you safe guard your good credit and help us put a stop to Identity Theft.
Here’s an excellent site where you can find out what’s on your credit report, and begin protecting yourself from the ravages of identity theft and prevent it from happening to you:
And yes, identity theft can happen to you or anyone else in your family. Consider the consequences for a moment.
You may not lose money, but you may very well end up with a damaged credit history. And a bad credit history impacts many aspects of your life.
Bad credit may prevent you from getting bank loans, credit cards, car loans, mortgages and more. In other words, through no fault of your own, lenders can start saying no to you. And it doesn’t help if you tell them about identity theft. What they’ll base their decisions on is your credit report.
And here’s the worst part. Victims of identity theft typically spend hundreds of hours getting things sorted out and repairing their financial status. This is a process that can go on for months; even a year or more.
Can you afford to take that kind of risk?
Criminals use a wide variety of methods to steal your information.
One way they do this is by calling you directly, pretending to be one of your creditors or from the Social Security Administration, and asking you to verify your credintials. Criminals obtain your name and phone number by reviewing the classified ads.
Identity thieves obtain credit it your name, get mortgages to buy houses--only to later forge documents and resell the house leaving you with a mortgage company coming after you for payment and it will cost you your good credit rating while you're trying to prove you didn't apply or obtain the mortgage in the first place.
How to prevent or minimize the impact of identity theft.
While you cannot always prevent identity theft, you can take an important step to ensure that you don’t become a long time victim.
You need to be aware when it starts happening, not months later when your credit history is in ruins.
The most effective way of doing this is to check your credit report at several times a year. If you are a victim of identity theft you will catch it early by checking your credit report regularly.
And the sooner you find out, the faster you can stop the criminals and repair the damage.
It's time you safe guard your good credit and help us put a stop to Identity Theft.
Here’s an excellent site where you can find out what’s on your credit report, and begin protecting yourself from the ravages of identity theft and prevent it from happening to you:
Friday, September 10, 2010
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