Thursday, June 26, 2014

Secured Cards Are Always A Great Way To Build or Rebuild Credit--Here Are Our Pics For This Year:




UNITY® Visa Secured Credit Card - The Comeback Card™


  • A secured credit card designed to help rebuild your credit
  • Reports to all 3 major credit bureaus
  • Low, fixed (Not variable) interest rate of 17.99%
  • Your security deposit can get you Min. $250/Max. $10,000 credit limit
  • Manage your account online
  • No application fee or penalty rate
  • Credit line secured by fully-refundable FDIC insured deposit submitted with application
Apply Now!





USAA Secured Platinum American Express Card
  • It's a real credit card - not a prepaid or debit card, that helps you build or improve your credit score.
  • When you apply - you'll also be opening a USAA 2-year Certificate of Deposit (CD), an interest-earning deposit account that has a two-year term and a $250-minimum initial deposit.
  • Your CD is a security deposit - the money you put in upfront, from $250 to $5,000, is the card's credit limit.
  • Earn interest on your CD - your deposit is guaranteed to grow. Plus the money is yours to keep as long as you don't default on your payments.
  • Start building your credit - opening a CD lets you get a credit card even if you don't have a credit history or have bad credit.
  • Before starting your application, USAA will ask you a few questions to establish your online access and eligibility with USAA.
  • If you are not eligible, USAA credit cards and other products may still be available.
Apply Now!




USAA Secured Platinum Card

  • It's a real credit card - not a prepaid or debit card, that helps you build or improve your credit score.
  • When you apply - you'll also be opening a USAA 2-year Certificate of Deposit (CD), an interest-earning deposit account that has a two-year term and a $250-minimum initial deposit.
  • Your CD is a security deposit - the money you put in upfront, from $250 to $5,000, is the card's credit limit.
  • Earn interest on your CD - your deposit is guaranteed to grow. Plus the money is yours to keep as long as you don't default on your payments.
  • Start building your credit - opening a CD lets you get a credit card even if you don't have a credit history or have bad credit.
  • Before starting your application, USAA will ask you a few questions to establish your online access and eligibility with USAA.
  • If you are not eligible, USAA credit cards and other products may still be available.
Apply Now!




Capital Bank Open Sky Secured Visa


  • Start today to rebuild or establish credit
  • Low APR
  • Credit Lines Up To $5,000
  • Monthly Credit Bureau Reporting
  • Works Everywhere Visa is Accepted
  • No Credit Check for Approval
  • Savings Chart
  • Rates & Disclosures
  • Rush Shipping Available
  • Voted #1 in Secured Credit Cards
Apply Now!


Remember: Always try to keep your credit card balances below 20% of your credit limit in order to retain an A Grade in this area of the FICO scoring system.  

If you do not, you will be denied credit much faster than if you do.  

Take advantage of 0% Balance Transfers to avoid paying finance charges for 30 Days, but be

 sure to read the rates and disclosures to make sure they don't charge a fee for transferring your

 balance from another card to their card.

1 comment:

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